Indicators related to own workforce

The indicators presented below regarding employees in PZU Group include only individuals employed under an employment contract.

For the calculation of indicators, the PZU Group included both active and inactive employees (e.g., on long-term sick leave, maternity leave, parental leave), as well as those on replacement contracts. Some of the employees are employed at various PZU Group entities on a part-time basis, according to the parity resulting from the scope of duties. The number of employees does not include those employed on a fractional full-time basis with a salary proportional to the minimum wage, when this form of an employment is in addition to the main employment in another Group entity.

The PZU Group has a total of 38,058 employees in the consolidated entities in this statement. Of this number, 13,190 are men and 24,867 are women.

PZU Group employees by gender (as of 31.12.2024)

There are differences in employment figures between the financial statements and sustainability reporting. These are due
to the adoption of different counting methodologies and entities included in the data consolidation. The financial report adopts a methodology for calculating average employment in accordance with the requirements of the Central Statistical Office. The sustainability report adopted the methodology as described in the methodological information.

At the end of the reporting period, the PZU Group had 36,327 employees in Poland, 976 in Lithuania, 601 in Latvia and 154
in Estonia. The sustainability statement
does not consolidate data on employees working in
Ukraine.

The age structure of the PZU Group employees shows the largest share, 62%, of employees between 30 and 50 years of age, employees over 50 accounted for 24% and employees under 30 years of age for 12%.

In its employment practices, the PZU Group makes significant use of permanent employment covering 33,049 employees. 5,010 employees are employed on a fixed-term basis. The PZU Group employs 31,617 full time employees and 12,561 part-time employees.

All employees working in the entities included in the scope of the statement’s consolidation are paid an adequate salary,
in accordance with the applicable benchmarks.

In the PZU Group, all employees are covered by full social protection in accordance with the laws of the individual countries in which the PZU Group has employees. Social protection covers a broad spectrum of major life events, including illness, unemployment, parental leave, accidents at work, acquired disability, and retirement. In addition to providing social protection under the regulations, PZU and some entities have additionally covered employees with a system of subsidizing 100% of sick pay if the inability to work is caused by: an illness lasting continuously for at least 35 days, combined with at least one day’s hospital stay related to treatment of the effects of the illness (excluding outpatient examinations and outpatient assistance) in an inpatient treatment facility, ascertained by a medical certificate, cancer, tuberculosis, an accident occurring outside working time.

Data on non-employee workers are presented in the number of persons employed as of December 31, 2024.

In the PZU Group, collective bargaining and social dialogue cover between 20% and 39% of employees. This indicator varies between the countries of business operations and is presented in the table below.

Collective bargaining and social dialogue are conducted based on local regulations and internal procedures. In none of the PZU Group subsidiaries covered by the statement has an agreement been signed with employees regarding representation
by a European Works Council (EWC), a Works Council of a European Company (SE), or a Works Council of a European Cooperative Society (SCE).

Among the PZU Group’s workforce, within the analyzed entities, people with disabilities account for 2%. This figure has been calculated based on voluntary disclosure by employees, in accordance with local legal requirements.

The PZU Group is committed to the development of its workforce, providing an average of 35 hours of training per employee annually.

Additionally, 88% of employees participated in regular performance and career development reviews. The PZU Group has adopted the general definition applied in ESRS, which defines a performance review as an evaluation of an employee’s performance conducted by management, the HR department, or colleagues at least once a year. This definition has been appropriately adapted to the individual programs implemented within the various PZU Group companies.

During the reporting period, 56 workplace accidents were recorded among our own workforce. The reported workplace accident rate was 0.97 per million hours worked. The occupational health and safety system and indicator monitoring covers all PZU Group employees. Non-employees and employees in the value chain are not covered by the OSH system and are not included
in the monitoring of OSH indicators.

All employees of the PZU Group are entitled to family related leave based on local labor regulations in the countries where PZU Group entities operate. Among those classified as leave for family reasons are maternity leave, parental leave, caregiver leave, and special leave.

The top earner in the PZU Group was identified on the basis of the highest payments in a given year, only for fixed and variable salaries, excluding severance and other benefits. The median remuneration in the PZU Group is the weighted average of the median total annual remuneration in each entity.

The unadjusted wage gap between men and women is 21.9%. At the consolidated level, the ratios were calculated as a weighted average of the pay gap ratio for individual PZU Group entities.

During the reporting period, PZU Group workforce members filed a total of 121 complaints related to potential discrimination through established grievance channels. In the reporting year, PZU Group paid PLN 30,000 in compensation for damages resulting from substantiated complaints – it is the total amount of fines, penalties and damages reported by the Pekao Group.

Detailed data are shown in the table.