PZU Integrated Report 2024
INTEGRATED REPORT 2024
  • PL
  • About PZU Group
    • Group characteristics
      • Products and services
      • Brand
      • Four pillars of PZU Group Strategy
      • Milestones of PZU Group’s growth
      • PZU Group’s structure
      • Participation in associations and industry organizations
      • Selected awards and distinctions
    • Business model
      • Capital and value creation
      • Value chain
      • Supply chain
      • Operating activities
      • Sales and distribution
    • Enviroment
      • The most important economic trends in Poland and abroad
      • Polish and Baltic Countries insurance sector compared to Europe
      • Polish health care sector compared to Europe
      • Polish banking sector compared to Europe
      • Financial markets in Poland and around the world
      • Regulations pertaining to the insurance market and the financial markets in Poland
      • Factors that may affect PZU Group’s operations and results in 2025 and in the medium term
    • Strategy and perspectives
      • Strategic ambitions by 2027
      • Implementation of the strategy in 2021–2024
      • A strategic perspective
    • Risk management
      • PZU Group’s risk profile
      • Risk management system
      • Risk sensitivity
    • Performance
      • Key factors affecting the financial results achieved
      • PZU Group’s income and costs
      • PZU Group’s asset and liability structure
      • Contribution made by the market segments to the consolidated result
      • PZU’s standalone results
      • Dividend
      • Financial rating
      • Analysts’ recommendations
      • PZU Group’s financial data
  • DMA
    • PZU Group’s business model and value chain
    • Stakeholder Engagement
    • Double Materiality Assessment
      • An introduction to double materiality assessment
      • Procedures for preparing the double materiality assessment
      • Double Materiality Assessment
    • Anticipated effects and resilience of PZU Group’s strategy
  • Environment (E)
    • Approach to climate change
    • Managing material impacts, risks, and opportunities related to climate change
    • Energy consumption and energy mix
    • Carbon footprint of the PZU Group
    • Notes to E1 topical disclosure
    • Taxonomy disclosures of PZU Group
  • Social (S)
    • Employees of PZU Group
      • Managing material impacts, risks and opportunities and their interaction with strategy and business model
      • Indicators related to own workforce
      • Management of own workforce
      • Additional information on policies related to own workforce
      • Collaboration with employees
      • Channels of communication and dialogue with employees
      • Targets and actions affecting own workforce
    • Affected communities
      • Managing material impacts, risks and opportunities and their interactions with strategy and business model
      • Policies related to affected communities
      • Processes for engaging with affected communities about impacts
      • Targets related to managing impacts, risks and opportunities
      • Actions related to community impacts
    • Customers and end-users
      • Material impacts, risks and opportunities and their interaction with strategy and business model
      • Policies related to consumers and end-users
      • Processes for engaging with consumers and end-users about impacts at PZU Group
      • Mitigation of PZU Group’s negative impacts on consumers and end-users
      • Actions addressing impact on consumers and endusers
      • Targets related to managing impacts risks and opportunities
  • Corporate Governance (G)
    • The role of the administrative, management and supervisory bodies
    • Prevention and incident identification processes
    • Management of relationships with suppliers
    • Statement on the application of corporate governance
      • Financial conglomerate
      • PZU’s collection of corporate governance rules
      • Application of corporate governance rules
      • Information policy and communications with investors
      • Management Board and Supervisory Board
      • Internal systems and functions
      • Shareholder Meeting and relations with shareholders
      • Conflict of interest and transactions with related parties
      • Payroll
    • Payment practices
    • Corporate culture and business conduct policies and corporate culture
    • Cybersecurity
  • General disclosure
    • Basis for statement preparation
    • Notes to the Sustainability Statement
    • ESG governance in PZU Group
  • PZU INTEGRATED REPORT 2024
  • Download centre

Download centre

  • Presentation about PZU Group

    pdf • 4 MB
  • Management Board report on the activity of the PZU Group and PZU SA (2024)

    pdf • 23 MB
  • Financial statement of the PZU Group (2024)

    pdf • 5 MB
  • Presentation - PZU Group financial results (2024)

    pdf • 2 MB
  • Factsheet - PZU Group financial results (2024)

    pdf • 829 KB
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PZU Integrated Report 2024
INTEGRATED REPORT 2024
  • ESRS
  • Glossary
  • PDF Report
  • Download centre
  • Financial data
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    • 2020
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