The adopted decarbonization strategy sets the direction of reduction targets for the PZU Group, including assumptions in this regard for PZU Group banks and in the area of financed CO2e emissions in scope 3 – category 15.
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In defining key areas of influence, opportunities and risks, the PZU Group takes into account both external trends, observed social and economic changes, business challenges and internal needs analysis.
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Approach to climate change
The PZU Group conducted a climate change impact assessment in accordance with the requirements of the European Sustainability Reporting Standards (ESRS), using a dual materiality assessment approach. The assessment covered the entire value chain.
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Own employee resources
The PZU Group cares about employment stability, provides employees with stable working conditions and protects their rights. It also supports their professional development and qualification improvement, implements the principles of equal treatment and counteracts discrimination.
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Cyber Security
Cyber security is a key topic for PZU Group due to the growing importance of this issue in the financial and insurance sectors. Adequately securing systems is not only a regulatory necessity, but also a foundation for customer and investor confidence.
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PZU Group maintains high capital security. It permanently maintains a Solvency II ratio well above 200%. The rating agency S&P Global Ratings, while maintaining a high rating for PZU and its main subsidiaries at A-, has changed its outlook from stable to positive. The safe structure of the investment portfolio, as well as effective reinsurance programs carried out with partners with high ratings, give the PZU Group great stability and a strong basis for continuing a dividend policy that is attractive to investors.
President of the Management Board of PZU SA
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